Thursday, May 24, 2012

looking Long Term Care Facilities in Missouri

Health Insurance In Missouri - looking Long Term Care Facilities in Missouri
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When looking for long term care installation for a loved one in Missouri, there are a few questions you should ask yourself and a few things to be aware of:

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What type of installation do I need?: There are several types of facilities, be sure to pick one that will meet the needs of your loved one.

Residential Care installation I: Will provide shelter, board and supervision. They may distribute medication and provide care while short term illness and recuperation.

Residential Care installation Ii: Provides same care as a level I, plus provides dietary management and help with personal care.

Intermediate Care Facility: Provides personal care, board and basic health and nursing services under the direction of a licensed physician and nurses.

Skilled Nursing Facility: Individuals in Skilled Nursing facilities need 24 hour care and specialized services. These services will be performed under the management of a registered professional nurse.

Questions to ask the facility:

Can it meet the needs of my loved one?

Is it currently licensed?

How much does it cost and will they accept my insurance?

Are the current residents happy and treated with dignity?

Is the installation clean? How does it smell?

Resident's rights: Missouri residents who live in a state licensed long term care installation are guaranteed certain possession under the Missouri Omnibus Nursing Home act of 1979 and the Federal Omnibus allocation Reconciliation act of 1987 such as:

You must be informed of your possession and responsibilities as a resident (oral and written)

You must be told of services available and costs

You must receive consideration before a convert in room or roommate

You may purchase or rent goods/services not included in the installation rate.

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